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Common health insurance terms and their meaning

Common health insurance terms and their meaning

Health insurance in the US  In the US, health insurance plays a critical role in ensuring access to healthcare, protecting against financial hardship, promoting preventive care and complying with legal requirements.  Under the Affordable Care Act (ACA), most Americans...

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What you need to know about PTO in the US

What you need to know about PTO in the US

What is PTO?  Paid time off (PTO) is often part of the benefit package employees receive from their employer in the US. It allows employees to take time off work and still receive their regular pay.  PTO vs Vacation  If you’re coming from outside the US, the terms...

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What you should know about sick leave in the US

What you should know about sick leave in the US

What is sick leave?  Sick leave is time that an employee can take off if they, or a family member, are sick. There are two types: paid and unpaid sick leave. With paid sick leave the employee receives the same wages as if they worked.  Regulations in the US  If you...

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